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All Credit Cards

Target REDcard Credit Card

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.


The Amazon Rewards Visa Signature Card is a credit card offered by Amazon and Chase. If you use Amazon regularly, this card could potentially provide you with a lot of cash back.

This card has been chosen as one of our Best Store Credit Cards.

This card can be used anywhere Visa credit cards are accepted, which is pretty much anywhere credit cards are accepted. There’s also a similar card you can only use at Amazon, the Amazon.com Store Card.

Old Navy Visa® Card

  • Get 20% off on your first purchase upon approval.
  • Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic and Athleta. Earn 1 point for every $1 spent everywhere else you use your card.
  • Get $5 Rewards Card for every 500 points you earn.
  • Earn 500 bonus Rewards points if you Go Paperless and another 500 bonus rewards points when you sign up for email updates.
  • Reach Navyist status by earning 5,000 points in a calendar year and you’ll have access to exclusive extras.

JCPenney Credit Card

With paltry rewards and a high APR, the JCPenney card is a poor choice for most cardholders, save for dedicated fans of the store who may appreciate the card’s special savings opportunities.

Office Depot Credit Card

  • Link your rewards membership to your credit account and get 2% back in rewards on everything automatically.
  • Get $2 back in rewards when you recycle your ink and toner cartridges (up to 10 cartridges per month). $10 minimum monthly purchase required.
  • Redeem rewards instantly at checkout in store, online and on the go.
  • Members-only savings including Rewards Member Pricing and Bonus Rewards.
  • Become a VIP member and get 5% back in rewards on ink, toner, paper and print/copy/ship services when you spend $500 in twelve months.

American Express Cash Magnet™ Card

With a long 15-month 0-percent introductory period on balance transfers and new purchases, the American Express Cash Magnet card is a good candidate for transferring a balance as well as keeping around in the long term for its cash back rewards.

Chase Freedom Unlimited® credit card

Though the Chase Freedom Unlimited card offers a great cash back program and a long 15-month introductory period for balance transfers, the card’s balance transfer fee could really cost you if you transfer a large balance.


The Expedia®+ Voyager Card from Citi is a step up from the Expedia®+ Card from Citi, offering greater rewards, a greater sign-up bonus, and more travel benefits.

About credits-life

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why credits-life born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.

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